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How Money Can Damage Your Sex Life

When entering into a serious relationship, most of you will talk to your partner about children, your careers or your plans for the future. However, how many of you talk about your views on money?

In a report, leading Australian bank Westpac found that almost half of couples argue over money. And, as more and more women take control of their household expenditure, fights about cash are on the rise.

Who Controls the Money in Your Home?

In the 21st century, there is a growing power struggle between men and women about who controls the household purse strings. Some of the most common arguments about money include:

  • stashing away secret bank or savings accounts
  • buying an expensive item without consulting your partner
  • insecurities about one of you earning more than the other

The poll of 1000 people conducted by leading Australian bank Westpac found that women are in charge of managing most household budgets and joint savings accounts. One in five women admitted that they do not completely trust their partner with shared finances.

Four in 10 women surveyed believed that their man wastes cash, compared to just three in 10 men. According to the survey, it is the man of the house that squanders the most money.

Men and Women Should Talk About Money

Many of you will have different opinions on spending and saving, developed from your childhood and personal experiences. Relationships psychologist John Aiken says: “Some people are savers and some are spenders, which often has a lot to do with how we were brought up to think about money.”

To avoid arguments about money, you should talk about issues with your partner. This is especially true if you are getting married later in life when both of you may have accumulated wealth of your own.

Check Your Partner’s Credit

Many of you will have looked up a potential new partner online to see what you can find out about them. However, few people go as far as to checking out a new partner’s credit history. If your partner has a bad credit history and you decide to take our joint bank accounts, credit cards, loans or mortgages, you could end up paying far more than you anticipated.

Commenting on the report in the Sydney Morning Herald, Christine Christian, CEO of credit reporting firm Dun & Bradstreet, said: “If couples don’t take these steps prior to applying for credit they may find themselves with credit products that are more expensive than they had expected.”

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